Opportunities
A waqf is settled by words that are the same everywhere, and takes legal effect through instruments that differ in every country. These pages are for the people who can build the second half.
Why the country layer matters
The Shariah layer, the forms of waqf with the rulings and sources behind them, is built, open to read without an account, and the same for every country. The country layer, the legal instrument through which a waqf takes effect in each jurisdiction, is not yet built anywhere, and it needs counsel, trustees, banks, scholars and administering institutions in each country.
Where we are starting
India
Shariah-valid endowment through ordinary private law
A large statutory estate, a sophisticated private-wealth industry, and a second and larger market in arrangements made under ordinary private law rather than the statutory regime.
Malaysia
Statutory authority, deep capital markets, and Labuan
More of the pieces than almost anywhere: state waqf authority, one of the deepest Islamic capital markets, and in Labuan an explicit waqf foundation framework.
Indonesia
The law already permits more than practice delivers
Law No. 41 of 2004 already recognises waqf for a term, and waqf of money, securities, intellectual property and lease rights. The gap is operational, not legal.
Nigeria
Africa’s largest Muslim population, and the infrastructure to build on
Waqf administered under state law in the north since 2000, a federal vehicle in the Incorporated Trustees regime, four non-interest banks, and a capital market looking for instruments beyond sovereign sukuk.
What we promise everywhere
These hold in every country, and each is enforced by the platform’s own controls rather than promised in a policy.
We never hold your money or your property
Property given to a waqf sits with a licensed bank, custodian, trustee or registered holder. The platform records what they confirm they hold, with their evidence attached, and has no account of its own into which that property can pass.
We never pool contributions
One waqif, one separately identified arrangement, one account. The platform does not gather money from many people, invest it collectively and pay returns out.
We never take deposits
Nothing on the platform accepts money against a promise to return principal with a benefit attached.
We never manage investments
That belongs with licensed managers, under a policy the arrangement itself sets and against which breaches are recorded.
We never rule on Shariah on a scholar’s behalf
Nothing in the system supplies a default ruling. Judgement is reserved to named people, and an assessment attributed to an organisation rather than a person is refused.
We do not earn more when your assets move
Our revenue does not depend on holding corpus, on investment turnover, on substituting one asset for another, or on tokenising anything. No fee grows when a portfolio churns, because we would then have an interest in it churning.
If your country is not here
The Shariah layer already serves any country; a new one needs people who know its law. Write to us if that is you.
